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Customer paying with a contactless card

Now available

Contactless cards,
ready when you are.

Tap to pay with your new Meridian Crest Finance Visa® contactless card. Faster at the till, safer everywhere, and backed by round-the-clock fraud monitoring.

We are here to help. Upgrading your card or reporting a lost card? Talk to our team

Full-service banking

Tailored solutions for every financial goal

From a first current account to a multi-generation business, our bankers build around what you are actually trying to do.

Personal checking accounts

Personal checking accounts

Everyday accounts with no hidden fees, early direct deposit and instant card controls — so your money is always where you expect it.

Explore personal accounts
Business & commercial banking

Business & commercial banking

Lending, treasury and merchant services delivered by relationship managers who understand your sector and your season.

Explore business banking
Wealth management services

Wealth management services

Investment, trust and retirement planning designed around your goals, your timeline and the people you are providing for.

Explore wealth services

Online & mobile banking

Manage your finances anywhere, anytime

Check balances, move money, freeze a card and deposit a cheque from your phone. Everything is protected by multi-factor authentication and a transaction PIN only you know.

  • Real-time balances and instant transaction alerts
  • Internal, local and international transfers
  • Freeze, unfreeze or reissue cards in seconds
  • Spending insights, budgets and savings goals
Explore digital banking
Couple reviewing their accounts on a mobile phone
Farmers walking through a field at sunrise

Agricultural lending

Cultivating success for farmers and agricultural businesses

From operating lines and equipment finance to land purchases and succession planning, our agricultural bankers work on your calendar — not the market's.

  • Seasonal operating lines of credit
  • Equipment and livestock financing
  • Farmland real-estate lending
Explore agricultural lending

What makes us different

Customer service

Real bankers, local numbers, and answers on the first call — not the fourth transfer.

Relationship banking

Advisers who learn your business and stay with you through every stage of it.

Modern technology

Best-in-class digital tools backed by decades of banking discipline.

Financially strong

Founded in 1907, capitalised well above regulatory requirements, and here for the long run.

Business owner in her shop Adviser meeting with clients Family reviewing a home loan

Testimonials

Hear from our valued clients

When we first came to Meridian Crest Finance we were a two-van operation working out of a rented yard. Our banker sat down with us, understood the seasonality, and structured a line of credit around it. Six years on we run eleven vehicles.

Daniel Whitmore
Daniel Whitmore Founder, Northgate Logistics

Learning centre

Helping clients with financial guidance

Protect your personal information: staying safe from impersonation scams

Protect your personal information: staying safe from impersonation scams

12 July 2026 · 6 min read Read
Meridian Crest Finance expands services with new loan production office

Meridian Crest Finance expands services with new loan production office

3 July 2026 · 4 min read Read
Building working capital that survives a slow quarter

Building working capital that survives a slow quarter

21 June 2026 · 8 min read Read
Visit the learning centre

Operating across the region

We are proud to serve communities through more than 200 banking centres, loan production offices and a team of relationship managers who live where you live.

1907Serving communities since
200+Banking centres
1M+Customers served
4.8/5Client satisfaction
Find a branch near you

Contact us

Let's get started working together

Open an account online in under ten minutes, or speak with a banker who can walk you through the options.